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Insurance for Life Coachesby Chris Wesley
Life coach insurance provides security for life coaches and their clients, against the possibility that things will go wrong. This is called "personal liability insurance". These insurance policies are designed specifically for life coaches to can provide indemnity (financial cover) for legal defences, compensation and the other expenses incurred in the unlikely event that things go wrong.
Since, as a life coach, you're also probably a small business owner, you may care to insure yourself and your business for other reasons, including protecting the assets of the business against theft or damage by fire, and if you have large financial commitments associated with your life coaching business, then you may want to insure against problems with those. Finally, you may want to obtain insurance against ill health or other eventualities which render you unable to work as a life coach and service these commitments. Many insurance companies offer policies which combine all of these ingredients. In all cases, inspect the policy carefully to make sure the insurance cover meets your needs. Remember - personal indemnity cover is not currently a legal requirement in the UK, so this is not about ticking a box to comply with the law - this insruance policy is to put your mind - and the minds of your clients - at rest.
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